Informed Insurance Choice? The Insurer's Pre-Contractual Information Duties in General Consumer Insurance

Enabling informed choices with regards to mass risk insurance is an aim pursued for decades now at both national and European level.

This book explores the extent to which the imposing of disclosure duties on the insurer may actually contribute to this end and where it inevitably reaches limits. Convinced that information problems cannot be solved by exclusively focussing on their legal dimension, the author provides the reader with a helpful overview of economic and behaviour-orientated insights to the book's subject.

Proceeding from these, the existing legal frameworks in the UK and Germany are critically analysed and compared to more recent academic proposals for a future European insurance contract law. All this is continuously supplemented by specific proposals for improvement.

This inspiring book will be of use for scholars dealing with financial law and general questions of information policy. Insurance companies and lawyers dealing with cases first-hand will also find this to be a resourceful read.