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Pack containing the following titles:
Banking and Security Law in Ireland, 2nd edition:
Provides an update on the law in practice and the pitfalls involved in taking security over land, machinery, agricultural assets, shares, debts, deposits and their registration. Updated case law and legislation governing the relationship of banker and customer, bank confidentiality, facility letters, the enforcement of guarantees, payment demands and the avoidance of guarantees and security are also covered. It covers the new financial assistance approval procedures brought about by the 2014 Companies Act. Also includes a new chapter on making demands on borrowers and guarantors and the manner of appointing receivers covering also extensive new cases.
Consumer and SME Credit Law in Ireland:Provides an extensive guide to the current regulatory regime relating to consumer and SME credit and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations.
It also addresses the regulated activities triggering authorisation as a retail credit firm or credit servicing firm, the fitness and probity regime including minimum competency requirements and other background to the regulatory regime including the increased regulatory focus on the culture of regulated firms and product oversight and governance.
Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail.