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Wildy’s Book News

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Vol 24 No 5 May/June 2019

Book of the Month

Cover of Remedies for Torts, Breach of Contract, and Equitable Wrongs

Remedies for Torts, Breach of Contract, and Equitable Wrongs

Price: £125.00

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Bankruptcy: The Case for Relief in an Economy of Debt: A Critical Approach


ISBN13: 9781107166943
Published: March 2019
Publisher: Cambridge University Press
Country of Publication: UK
Format: Hardback
Price: £85.00



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A decade after the Global Financial Crisis and Great Recession, developed economies continue to struggle under excessive household debt. While exacerbating inequality and political unrest, this debt-when combined with wage stagnation and a shrinking welfare state-has played a key role in maintaining economic growth and allowing households faced with rising costs of living to make ends meet. In Bankruptcy: The Case for Relief in an Economy of Debt, Joseph Spooner examines this economic model and finds it increasingly unsustainable. In a call to action to reduce debt burden, he turns to bankruptcy law, which is uniquely situated as a mechanism of social insurance against the risks of a debt-dependent economy. This book should be read by anyone interested in understanding the problem of consumer debt and how best to address it.

Subjects:
Insolvency Law
Contents:
1. Introduction
2. Financialised capitalism and the centrality of household debt
3. Consumer bankruptcy theory and the case for debt relief
4. A consumer bankruptcy marketplace
5. The limits of contractual consumer bankruptcy
6. The austere creditor: austerity, bankruptcy policy and government debt collection
7. Moral hazard and bankruptcy abuse prevention
8. Bankruptcy as social insurance in a debt dependent economy
9. The logical and political limits of English bankruptcy law
10. Social insurance of last resort or a right not to pay one's debts?
Index.